Have you been searching for advice on how to solve your bad credit problems and you don’t know what to do or who to seek advice from? No need to look any further, our expert advice is now only a FREE phone call away!
We have been helping Australians solve their debt problems for years and are industry experts.
People can get a bad credit rating for a vast range of different reasons, but the most important issue is that you don’t panic and that you take action now to solve your problem early.
- are you struggling to pay your debts on time and the listing came from a late payment or court judgement; or
- you usually pay your bills on time and the listing from an accidental oversight?
If the listing was from a once off accidental oversight we recommend that you approach the creditor and ask that they remove the listing. If it was as a result of a once off late payment the creditor should remove the listing.
If you are struggling to pay your debts on time and you have multiple listings your situation may be more serious and we strongly recommend that you read on.
How do to assess my concern?
The first step is to ensure that the listing on your credit file is justified (ie did you pay the bill late or a creditor has obtained judgment against you for not paying a bill). We have prepared a step by step guide to help you with you decision if you are concerned about your credit file.
- Step 1 – Obtain your file
- Step 2 – Review the listings
- Step 3 – Consider your options
Our expert advice is FREE and impartial. We have been helping Australians solve their debt problems for years. We do not offer loans so we will not get you into more debt. We offer solutions to help people get out of debt so your credit file can be restored over time. Our initial phone call may take less than 10 minutes as we will give you an action plan as to what you need to do next.
What solutions are available?
If you have been struggling with debt from some time and you have multiple listings on your file, it is most likely that you will need professional assistance with setting up a formal agreement with your creditors:
The formal agreement will be listed on your file, however, if you successfully complete your formal agreement and continue to pay all of your debts on time, your credit file should become clear in approximately 7 years.
To secret is to get the clock ticking now!
How do to seek expert advice?
Contacting us is easy, we have a toll FREE advice line for all Australians on 1800 676 598. We will speak to you in confidence and treat your situation with impartiality. We have highly experienced personal debt advisors ready to take your call today.
We have been helping Australians for years so you can trust our advice! Rest assured expert advice is now available and we are only a FREE phone call, so you have nothing to lose. Don’t delay call now!
Don’t be ashamed to get help with your bad credit concerns. To get advice on bad credit history or listing, call 1800 676 598 NOW! Your call is FREE!